Overview

Ready to turn your Accounting degree into real-world experience?

The Enterprise Operations Development Program offers recent college graduates an opportunity to build their careers through hands-on experience, professional development, and exposure to important business operations within M&T Bank.

As a Default Accounting Analyst, you’ll put your accounting and analytical skills to work by reviewing financial data, completing reconciliations, investigating discrepancies, developing reports, and helping ensure the accuracy of financial information related to defaulted loan portfolios.

This opportunity is ideal for an Accounting major graduating in 2027 who enjoys working with numbers, analyzing details, solving problems, and understanding the story behind financial data.

Department Overview

The Default Accounting team helps ensure financial information related to defaulted loans is accurate, complete, and properly reported.

As part of the team, you’ll gain hands-on experience working with financial and operational data while learning how accounting supports a large financial institution. Your work may include reconciling accounts, researching financial discrepancies, analyzing portfolio activity, creating reports and spreadsheets, and identifying trends or issues within financial data.

You’ll also collaborate with business partners across M&T Bank, giving you the opportunity to see how accounting, operations, risk, and business decision-making work together.

This is a great opportunity for an Accounting graduate who wants to build a strong foundation in accounting operations, financial analysis, reporting, research, and problem-solving while beginning their career in banking.

Primary Responsibilities:

• Complete a series of job rotations, over a set time frame in multiple disciplines, to gain a broader understanding of the roles, how they are utilized at the Bank, and how they work together to deliver solutions and services to internal and external customers
• Manage pipeline of loans ensuring operational processes are completed timely and accurately
• Perform reviews of loans confirming a quality level within the Company’s risk appetite
• Work in customer contact or back-office roles depending upon the preference and skill set of the candidate
• Develop and produce routine departmental reports and spreadsheets, including but not limited to, project analyses, historical reporting and financial analyses.
• Complete data review, research and/or reconciliation.
• Participate in Customer Asset Management Operations Development Program activities.
• Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite.  Identify risk-related issues needing escalation to management.
• Promote an environment that supports belonging and reflects the M&T Bank brand.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
• Complete other related duties as assigned.

Education and Experience Required:

• Bachelor’s or Master’s degree
• Minimum Cumulative GPA of 3.0
• Up to 1 years' work experience
• Outstanding written and verbal communication skills
• Demonstrated interpersonal skills
• Demonstrated analytical skills
• Demonstrated computer skills
• Prior work/internship experience
• Work Visa Sponsorship not offered for this role

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $29.57 - $43.99 per hour. The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above encompasses all geographic locations. The pay rate specific to your location will fall within this range and is available from your recruiter.

Location

Getzville, New York, United States of America