A&H Underwriter

At AIG, we are reimagining the way we help customers to manage risk. Join us as a Underwriter to play your part in that transformation. It’s an opportunity to grow your skills and experience as a valued member of the team.

Make your mark in Accident & Health

AIG underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, Multinational Clients, and Accident & Health. We are reimagining how we help customers to manage risk, transforming our operating model, and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague – empowering our people to grow as insurance professionals and add more value to our customers and AIG.

How you will create an impact

1. Support Business and Distribution teams by:

• Delegating instructions from Regional A&H Underwriting
• Providing guidance on risk appetite for product development discussions
• Liaising with Regional Underwriters on new product submissions

2. Underwriting Management:

• Underwrite New Business and approve cases within assigned authority according to the underwriting standard and within set TAT/SLA targets
• Oversee and direct submissions to Regional and/or Home Office for review beyond delegated underwriting authority
• Obtain approval by Regional Management or Global Underwriting when required
• Ensure all business is underwritten within established Internal Audit Guidelines

3. Manage the end-to-end policy delivery process, ensuring product set-up is done to accurately reflect premiums and reinsurance arrangements. Ensure scheduled and ad-hoc reporting requirements are met.

4. Facilitate portfolio management of various product lines:

• Review, and report results of all A&H product lines portfolios to ensure profitability and viability of products
• Work closely with Claims Department to analyze claims data and recommend actions to manage losses according to underwriting intent; ensuring loss ratios are within target levels and expectations
• Provide input to business teams to support business-case-writing, when required

5. Liaise with other functional groups to ensure appropriate and timely flow of technical information into and out of the Underwriting Unit e.g. Finance and Claims

6. Coordinate internal and external underwriting audit reviews.

7. Manage ad-hoc projects assigned.

What you’ll need to succeed

• Bachelor’s Degree in Business, Insurance, actuarial science, accounting, finance or related fields
• Solid proficiency of underwriting and insurance industry theories and practices
• Professional qualifications such as ACII or ANZIIF will be a plus
• Experience in the insurance industry as an underwriter or production underwriter, preferably in A&H
• Effective technical and analytical skills
• Problem-solving skills, with a logical approach to work
• Excellent proficiency in verbal and written English and Thai
• Organized individual with acute attention to details and ability to delegate
• Strong interpersonal and negotiation skills at multiple levels
• Able to work in teams but also willing to work using your own initiative
• Experience working within a profit center environment with a mid-size to large multinational company with matrix reporting lines

Ready to take your career to the next level? We would love to hear from you.