Account Analyst

About You & the Role

As an Account Analyst, you will support the Remedial Management Department by preparing key reports, monitoring account performance, administering loan-related requirements, and assisting in the management of accounts under recovery. This role offers valuable exposure to credit operations, loan administration, account monitoring, and cross-functional coordination within the Bank.

What You Will Be Doing

• Prepare and consolidate management and past-due reports for senior management and various business units.
• Coordinate with lending and booking units to ensure timely and accurate reporting.
• Monitor maturing loan obligations and track client payments.
• Conduct follow-ups and prepare reminder or demand letters when necessary. Ensure compliance with credit and collateral requirements, including financial statements, collateral appraisals, insurance policies, and other documentary submissions.
• Maintain complete and organized borrower credit files.
• Assist in the preparation, documentation, and implementation of approved settlement proposals and account resolution plans.

What Success Looks Like

• Reports are submitted accurately and on time.
• Assigned accounts are properly monitored and administered.
• Credit files and account records remain complete, accurate, and organized.
• Settlement and account management activities are executed efficiently and in accordance with approved plans.
• Strong working relationships are maintained with lending, booking, and support units across the Bank.

Qualifications We Value

• Bachelor's degree in Finance, Accounting, Banking, Economics, Business Administration, or any related field.
• Strong analytical and problem-solving skills.
• Proficient in Microsoft Excel and other Microsoft Office applications.
• Detail-oriented with the ability to handle and analyze large volumes of data accurately.
• Good written and verbal communication skills.
• Ability to coordinate effectively with various business units and stakeholders.
• Knowledge of banking operations, credit administration, loan processing, or financial analysis is an advantage.
• Capable of working in a fast-paced environment and managing multiple tasks simultaneously.
• Willing to report onsite in Makati.