Accounting Analyst (Banking/Lending)

About Us (Client Profile)

We are reinventing consumer credit. We wildly reduce the cost of capital by using technology to easily tap into people’s assets. Our first product is the world's cheapest credit card – backed by home equity. Using many patented technologies, we sped up a process that usually takes 4-6 weeks and thousands of dollars down to as fast as 15 minutes and $0 to get.

Who are we?

We are a well-capitalized (over $250MM in equity funding) team of technology (Square, Microsoft, Facebook) and finance (Discover, CapitalOne, Goldman Sachs) executives with top-tier investors – Founders Fund, Khosla Ventures, Max Levchin, NYCA, Sequoia, SciFi VC, Caffeinated Capital, etc.

Our team includes people who have built:

● Financial products (Square/CashApp, the earliest CapitalOne credit cards)

● Consumer products (Internet.org, Xbox)

● Mathematics & science infrastructure (computational research at NASA’s JPL)

We are missionaries who like to work hard on important problems - and build products that become infrastructure for society. We believe that using technology to lower the cost of capital for consumers is one of these problems - and if we can do it, it could have an infinite impact on people’s lives.

We’re looking for detail-oriented, driven, and empathetic customer experience specialists who want to work with intelligent, motivated, intense, and interesting people to provide credit card travel support.

Cultural Values:

1. Depth and rigor of thought - we try to be rigorous in our thinking & dive into the details.

2. Minimalist - we are Spartan in our design, in our code, and even in our processes.

3. Speed of execution - we move fast & value decisiveness. We think speed drives quality.

Responsibilities

● Reconciling credit card transactions daily; including purchases, accrued interest, fees, and payments.

● Completing a daily delinquency report

● Providing the Head of Accounting with financial audit support

● Maintain/update report on employee bonus schedule and grant details

● Assisting Head of Accounting with Month End close, including, preparing card related entries, providing supporting documentation to bookkeeper, and preparing monthly/quarterly investor reporting.

Qualifications

● Prior experience with reconciling credit card transactions.

● Prior experience with month end close processes.

● Must have banking, lending or hedging experience

● Proficient with Excel

● Superb communication, collaboration and problem-solving skills.

● Proficiency, speed and accuracy in written communication.

● Fluency, clarity and good diction in English

● Flexibility to work US Pacific time 10 AM to 7 PM (with a 1 hour break time in between)
Great organizational skills & time management abilities

● Experience using communication tools such as (ZenDesk), task management tools, Google Drive, Email.

● Detail Oriented - we’re a financial services company so being correct about the details matter

● Bachelor's Degree - in Accounting or Finance. CPA is a plus.

Pay is hourly in USD (9-11/hr, negotiable depending on experience) with HMO, Paid Time Off/Leaves, Laptop provided

***Pay is commensurate to experience

***Due to the volume of applications we receive, only qualified candidates will be contacted.