AML Advisory Analyst

About the role
We are seeking an AML Advisory Analyst to support the AML risk assessment and advisory function across our payment and financial services products. The successful candidate will conduct AML risk assessments for new product launches and market entries, draft compliance requirements for business requirement documents (BRDs), and provide day-to-day AML guidance to working-level stakeholders. They will work under the direction of an Advisory Lead, who provides decision authority, stakeholder management, and strategic direction — allowing the analyst to focus on high-quality analysis and execution. This role is ideal for someone with foundational AML/CTF knowledge who is eager to deepen their expertise in product-specific typologies, regulatory frameworks, and risk assessment methodology within a fast-paced, high-growth environment.

Key responsibilities

• Conduct AML/CTF risk assessments for new product features, market entries, and business line expansions under the direction of the Advisory Lead
• Draft and iterate AML compliance requirements for inclusion in business requirement documents (BRDs), ensuring controls are clearly specified and implementable
• Research and map AML/CTF typologies relevant to assigned product lines (e.g., transaction laundering for acquiring; loan stacking for BNPL; funds diversion for cash advance)
• Support the Advisory Lead in preparing risk acceptance memos and escalation materials for complex or novel scenarios
• Respond to routine AML queries from working-level stakeholders and MLROs; escalate complex or ambiguous questions to the Advisory Lead
• Assist in interpreting and applying global AML standards to product-specific scenarios, seeking Lead guidance where the standard is ambiguous
• Attend working-level meetings with product, technology, and operations teams to clarify AML requirements and answer implementation questions
• Document meeting outcomes, open items, and follow-up actions; track resolution with relevant stakeholders
• Contribute to the team's knowledge base by documenting typology research, case studies, and lessons learned from completed assessments
• Support the Advisory Lead in maintaining templates, playbooks, and assessment tools to ensure consistency and efficiency

Requirements

• 3‒5 years of experience in AML/CTF compliance, financial crime advisory, or a related function within a fintech, bank, payments institution, or professional services firm
• Working knowledge of AML/CTF regulatory frameworks in at least one APAC jurisdiction
• Experience drafting or contributing to compliance documentation such as risk assessments, policy procedures, or business requirement documents
• Understanding of the payments ecosystem, including digital wallets, e-commerce, cross-border payments, merchant acquiring, or lending products
• Ability to translate regulatory requirements into clear, implementable control specifications
• Strong written communication skills with attention to detail and structured documentation
• Professional certification in AML/CTF (e.g., CAMS, ICA Diploma) or progress toward certification (preferred)
• Experience with AML risk assessments for product launches or market entries in a multi-jurisdictional environment (preferred)
• Familiarity with transaction monitoring concepts, including typology development and threshold calibration (preferred)
• Experience working in or advising on financial services products such as BNPL, cash advance, or consumer lending (preferred)

Interested applicants kindly click "Apply" now.
We regret that only shortlisted applicants will be notified.

Michelle Lim Yan Ling | R1985041
RecruitFirst Pte Ltd | EA13C6342