Aml Analyst

Role & responsibilities

• Perform end-to-end KYC/CDD/EDD reviews for individuals and corporate customers.
• Conduct transaction monitoring reviews and analyze alerts generated by AML monitoring systems.
• Investigate unusual or suspicious transactions and escalate potential money laundering or terrorist financing activities.
• Assess customer risk profiles and perform ongoing due diligence reviews.
• Review sanctions, PEP (Politically Exposed Persons), adverse media, and watchlist screening results.
• Prepare detailed investigation reports and maintain audit-ready documentation.
• Support SAR/STR preparation and escalation as per organizational policies.
• Ensure compliance with AML regulations, internal policies, and regulatory requirements.
• Participate in periodic reviews, remediation projects, and quality assurance exercises.
• Collaborate with compliance, operations, and business teams to resolve AML/KYC-related issues.

Required Skills

• Good knowledge of AML, KYC, CDD, EDD, Transaction Monitoring, Sanctions Screening, PEP Screening, and Adverse Media Reviews.
• Experience in handling alerts, investigations, and risk assessments.
• Excellent analytical, communication, and report-writing skills.
• Ability to identify red flags and assess customer/transaction risks.
• Proficiency in MS Excel, PowerPoint, and workflow management tools.

Preferred Experience

• Exposure to Retail Banking, Corporate Banking, Investment Banking, FinTech, or Payment Services.

Educational Qualification

• Bachelor's Degree in Commerce, Finance, Business Administration, Economics, Law, or related disciplines.