AML Intelligence & Triage Analyst

Role & Responsibilities

• Serve as the central intake and triage point for internal and external intelligence referrals submitted via designated channels
• Review incoming internal referrals against program criteria; document rationale for all acceptance/rejection decisions
• Process external referrals from law enforcement, child safety organizations, and NGOs by logging, researching, and triaging incoming leads
• Conduct exposure and account matching across all product platforms using available identifiers (names, DOBs, SSNs, Cashtags, emails, phone numbers, IP addresses, BTC wallet info, etc.)
• Utilize OSINT techniques and internal tools to identify and document associations between referred activity and customer accounts
• Route accepted referrals by creating investigation cases with appropriate tags and assigning to correct investigative queues
• Process employee/contractor referrals with sensitivity handling and restricted queue routing
• Support post-SAR law enforcement outreach by collecting SAR-related metadata and escalating to team leads
• Receive, track, document, and triage all 314b requests from member institutions; ensure timely and accurate responses
• Conduct open-source and internal database checks on subjects related to 314b requests
• Monitor and act upon SAR supporting documentation requests from law enforcement; follow up with law enforcement on additional inquiries
• Maintain accurate records across all intake trackers, assignment logs, and 314b reporting
• Interact with internal stakeholders to ensure compliance with applicable laws, regulations, and policies
• Escalate complex or sensitive matters to appropriate internal teams as needed

Requirements

Must-Haves:

• 2+ years of experience in EDD, transaction monitoring, compliance/AML, or intelligence analysis at a financial institution, law enforcement agency, or payment-focused company
• Direct experience with intelligence triage, case intake, or referral processing in a financial crimes or compliance environment
• Hands-on experience processing 314b requests and/or fulfilling law enforcement SAR documentation requests
• Knowledge of BSA/AML regulations, risks, and typologies
• Demonstrated ability to conduct exposure checks and account matching across multiple platforms and data sources
• Proficiency with OSINT research and collection techniques
• Strong operations mindset with ability to manage time-sensitive directives and self-manage workflow across competing priorities
• Excellent attention to detail and organizational skills for tracking high volumes of requests and referrals
• Strong verbal and written communication skills
• Comfort working within structured workflows and documenting decisions with clear rationale

Preferred:

• Experience with SQL and/or Snowflake for exposure and account research
• Familiarity with blockchain analytics tools (Chainalysis, TRM)
• Experience with TLOxp, LexisNexis, or similar investigative databases
• Relevant industry certifications (CAMS, CFE, CFCS, CRCM)
• Prior experience working with FinCEN's 314(b) information-sharing program
• Experience handling sensitive employee/contractor investigations with appropriate discretion