Analyst-Industry Research

Job Requirements Job Purpose

Industry Risk Analyst, with 4 -10 years of relevant experience covering various industries/ sectors such as EPCs, Infrastructure (Roads, Ports and Airports/ Airlines), Metal & Metal Products, Automobiles & Ancillaries, Edible Oils, Energy (incl. Renewable Energy), Telecom, Textile, Pharmaceuticals, Financial Institutions (NBFCs, Capital Markets).

Key Responsibilities

Primary Responsibilities

• Develop in-house expertise through incisive analysis of high-exposure industries and sectors in the bank’s portfolio.
• Conduct sector-agnostic assessments covering demand-supply dynamics, cost structures, competitiveness, and regulatory frameworks.
• Identify sectors under stress or recovery using early warning indicators, industry benchmarks, and peer reviews.
• Provide medium-term outlooks on key parameters for high-exposure sectors.
• Perform portfolio analysis to evaluate financial performance trends of companies within specific industries.
• Develop industry-specific financial and operational metrics to support credit evaluation.
• Present research findings and reports to senior management and other stakeholders.
• Publish reports covering sector trends, auto sales data, commodity prices, industry health, and more.
• Take ownership of regulatory submissions, including reports on stressed and correlated sectors.
• Optionally participate in credit risk assessments for Financial Institution clients.

Secondary Responsibilities

• Stay updated with market intelligence through peer networking and industry publications.
• Recommend improvements to processes and policies to enhance operational efficiency and service quality.
• Collaborate with internal stakeholders to leverage synergies across the Wholesale Banking business.

What We Are Looking For

Education

• Graduation: Bachelor's degree in a relevant field (e.g., Economics, Finance, Business, Statistics)
• Post-graduation: MBA, CA

Experience

• Minimum 4yrs relevant experience.

Skills and Attributes

• Excellent research and analytical skills with the ability to interpret complex industry data
• Strong understanding of macroeconomic and sectoral trends
• Experience in preparing regulatory submissions and board-level presentations
• Effective communication and presentation skills
• Ability to work independently and collaboratively across teams
• Proficiency in data visualization and reporting tools

Key Success Metrics

• Timely publication and presentation of high-quality reports, including:
• Industry-related trackers (e.g., corporate performance, share pledges, auto sales)
• Policy and board presentations (e.g., stressed sectors, correlated sectors)
• RBI submissions and economic/industry surveys