H
Home Credit
Area Credit Manager
2 months ago
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Important information
Contract type:
Permanent
Location:
Mumbai, Maharashtra, India
Work mode:
Onsite
Published on:
7 September 2026
What they need
- Evaluate financial health of new and existing clients, perform due diligence, and underwrite loans
- Manage the credit portfolio for a specific region, focusing on quality, disbursement, and minimizing Non-Performing Assets
- Supervise and mentor a team of credit analysts/approvers, ensuring efficient processing and adherence to TAT
- Work with sales, operations, legal, and field teams for seamless credit processes and issue resolution
- Experience in credit underwriting for LAP, home loans, or mortgages.
- Strong understanding of mortgage underwriting, credit analysis, and risk assessment.
- Knowledge of affordable segment income assessment (formal + informal income).
- Familiarity with property due diligence, legal, and technical aspects.
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