Area Manager

Role Overview

The Area Manager will be responsible for managing credit operations across a cluster of districts/villages, leading a team of Field Officers . The role focuses on loan sourcing, collections, and farmer engagement while maintaining strong relationships with dairy societies and ensuring portfolio quality.

Key Responsibilities

• Loan Sourcing Business Development

• Achieve disbursement targets in coordination with dairy collection centers.

• Guide and support Field Officers in farmer onboarding, KYC, and loan applications.

• Ensure adherence to mooPay s credit underwriting norms during sourcing.

• Collections Portfolio Monitoring

• Ensure timely collections through daily tracking of Field Officers.

• Maintain high repayment discipline and control PAR levels within the area.

• Support resolution of overdue and delinquent accounts through field visits.

• Team Management

• Lead, train, and motivate Field Officers.

• Conduct regular reviews, field joint visits, and provide on-ground support.

• Monitor productivity and ensure targets are met at FO level.

• Farmer Dairy Engagement

• Build relationships with dairy societies, collection centers, and farmer groups.

• Organize farmer meetings, awareness campaigns, and grievance redressal sessions.

• Reporting Compliance

• Track and report daily/weekly/monthly progress on disbursements and collections.

• Ensure compliance with mooPay s operational policies, documentation, and partner guidelines.

  Qualifications

• 4 7 years of experience in microfinance, NBFC, agri-finance, or rural lending operations .

• Prior experience in managing field officers / loan officers is preferred.

• Strong leadership and people-management skills with ability to handle 10 20 field staff.

• Good communication in local/regional language(s); working knowledge of English is a plus.

• Willingness to travel extensively across villages and dairy networks.

  What We Offer

• Leadership opportunity to manage rural lending operations in your area.

• Hands-on exposure to building financial access for dairy farmers.

• Growth-oriented and mission-driven work environment.

• Competitive salary with performance-linked incentives.

Disclaimer: This job posting & Location has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.