Assistant Manager-Risk Management-Reporting & Analytics

Responsibilities Design, analyze, monitor credit risk strategies for different loan products such as personal loans, auto loans, etc.

Identify the opportunity areas for portfolio growth and pro-actively communicate with stakeholders

Collaborate across other risk functions (example – technology, product, etc.) to implement the analytical decisions

Understand existing underwriting rules, strategies and replicate them in business rules using SAS/SQL

Design and analyze income, employment, fraud verification strategies

Develop, maintain and improve risk policies, strategies, processes and procedures within the assigned function

Utilize application, bank and bureau information to derive business insights

KPI generation, tracking of risk and delinquency metrics for portfolios using SQL/Tableau

Revamp pricing strategy changes and launch A/B test to monitor impact and performance of the change

Set up the process to run eligibility conditions for marketing campaigns such as cross – sell, etc.