Auto Finance Sales - Api Api

In this role, your responsibilities will include:

• Achieve sales targets by securing quality auto loans, based on the company’s target customer and product mix.
• Build and maintain strong relationships with customers, dealers, and internal teams to generate business leads.
• Collect and review loan applications from dealers, customers, or sales teams, ensuring all required documents meet our credit guidelines.
• Make sure customers give consent for credit bureau checks before proceeding with their applications.
• Interview applicants (by phone or in person) and perform Know Your Customer (KYC), Customer Due Diligence (CDD), or Enhanced CDD for higher-risk cases.
• Verify identification, income, and vehicle documents.
• Enter loan application details into our Auto Credit System (ACS), ensuring accuracy and completeness.
• Ensure Credit Application is created timely to meet targeted Turnaround Time compliance
• Run CTOS checks for:

o All non-individual (e.g., company) applications.

o Individual applications that exceed our credit limits.

o Other cases as required.

• Update dealers daily on the status of loan applications submitted.
• Oversee the issuance of Letters of Undertaking to dealers and follow up on Hire Purchase (HP) agreements and related documents.
• Share the Product Disclosure Sheet (PDS) and explain HP agreements to customers; witness and verify agreement signing.
• Investigate and follow up on delayed approvals or disbursements.
• Prepare proposals for panel dealers and any additional facilities they request.
• Conduct site visits when needed.
• Assist in preparing reports for the Business Manager.
• Perform other duties as assigned by management.

Job Requirements

• Diploma, Higher Diploma, or Degree in Banking, Finance, Business, or a related field.
• Fresh graduates are encouraged to apply. Candidates with up to 1 year of relevant experience are also welcome.
• Strong communication and interpersonal skills to build lasting business relationships with dealers and customers.
• Good attention to detail and willingness to learn.

Why This Role is Great For Fresh Graduates

• You’ll gain exposure in both sales and credit operations, giving you well-rounded banking experience.
• You’ll work closely with dealers, customers and internal teams – a great way to grow your professional network.
• You’ll be part of a fast-paced and dynamic team with opportunities to learn and grow.

Why Join Us?

• On-the-job training and guidance from experienced managers
• Exposure to both credit operations and customer engagement
• Career development opportunities in the banking and finance sector

Ready to start your career in auto finance? Apply now and be part of a dynamic and supportive team!

Kindly be informed that only shortlisted candidates will be notified.