Branch Manager

Job highlights

• Person Profile . Educational Qualification: Under Graduate / Post Graduate
• Experience: 8 Years to 12 Years (Housing Loan Experience is must)

Responsible for achievement of Disbursement targets allotted to the branch on Housing & mortgage Loans and insurance premiums.

Responsible for the meeting the Weighted Average Yield target allotted to the branch.

Responsible for Portfolio growth of the branch and retention of existing customers.

Lead generation & management activities

Monitoring the activities of the Sales Officers at all locations and ensure regular flow of business

Empanelment of the direct sourcing agents at all locations regularly to ensure steady flow of business from major sourcing channels

Planning & execution of marketing activities of the locations with a monthly calendar and monitoring the same on a daily basis

Monitoring productivity of the Sales Officers and ensuring that all of them meet the productivity norms on monthly basis

Business Process flow & Management

Responsible for housing loan file logins as per the product & policy norms of Aham HFC.

Location visits to meet the identified customers for appraisal of the loan proposal

Ensuring proper & complete documentation of housing loan files put up for sanction.

Management of post sanction documentation i.e. disbursement documentation.

Ensuring customer satisfaction for all loans sanctioned & disbursed by Aham HFC.

Team recruitment & training

Responsible for recruitment of sales officers, training them and ensuring the productivity levels as per the norms of the company.

Portfolio Quality Management

Responsible for management of portfolio quality.

Responsible for closure of outstanding post disbursal documentation

Handling chronic / delinquent accounts and initiating appropriate action for regularisation of the loan

Person Profile

Educational Qualification: Under Graduate / Post Graduate.

Experience: 8 Years to 12 Years (Housing Loan Experience is must)