BSA Analyst

Announcement Date:

October 8, 2026

Location of Position:

Alpena, MI

Salary:

$19.54 to $29.31 (based upon experience)

Days:

Monday through Friday

Hours:

40 hours per week

Duties:

Role:

A BSA (Bank Secrecy Act) Analyst works to achieve the Credit Union's mission and member promise statements by supporting the financial management and operations of the Credit Union through evaluation and maintenance of accounting and BSA records and reports. Performs routine tasks within the accounting department.

Essential Functions & Responsibilities:

Performs daily monitoring of cash logs and quality control reviews for Bank Secrecy Act, USA Patriot Act, Anti-Money Laundering, OFAC and Customer Identification Program compliance using standard and regulatory guidance.

Review and transmit Currency Transaction Reports.

Assist BSA Officer with monitoring higher risk members.

Prepares assigned monthly, quarterly, and annual reports.

Complies with federal, state and company policies, procedures and regulations.

Identify suspicious activity through abnormal activity and cash monitoring and report to BSA Officer.

Prepares supporting administrative tasks within the accounting department and assists others within the department as needed.

Performs other job related duties as assigned.

Requirements:

Performance Measurements:

1. Ensure account reviews are completed timely and thoroughly to remain compliant and mitigate risk.

2. Ensure filings are completed accurately and within the time frames denoted in regulation.

3. Ensure overall compliance with Bank Secrecy Act including reporting, daily monitoring, and high-risk account evaluations.

4. Prepare reports within the prescribed time frame.

5. Provide helpful and informative service and support to all team members.

Additional Desired Attributes:

Knowledge and Skills:

Experience One year to three years of similar or related experience.

Education A high school education or GED.

Interpersonal Skills Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication.

Misc Comments:

Benefits for Full-Time Employees Includes:

• Paid Vacation

• Paid Sick Time

• Paid Personal Time

• Paid Holidays (including your birthday)

• Paid Bereavement

• Medical / Dental / Vision Insurance (Employee pays ZERO premiums!)

• Life Insurance (2x annual salary)

• Short Term / Long Term Disability

• 401(k) - AAACU puts in 7.25% of your gross wages AND will match 100% up to 4% of your contributions!

• Tuition Reimbursement

• Wellness Program

• Student Loan Paydown

• Employee Assistance Program

• AFLAC

• Flexible Spending Accounts

• Employee Clothing Loan

• Community Volunteerism Pay

• Longevity Bonus