CA Fresher - Internal Audit Team

Role & responsibilities

Credit Audit - Wholesale Banking

• Independently conduct Credit audits of Wholesale products like working capital/SME/MEB/MIB but not retail (Will involve regular travelling).
• Participate in audits of various Businesses with particular emphasis on Product / Operations audits.
• Assist in Planning, designing and implementation of risk based audit plans to ensure safety and soundness of the Bank.
• Ensure completion of assigned audits and documentation of work papers on time.
• Track status of issues reported.
• Assist in keeping relevant processes benchmarked to Best Practices and peer banks.
• Assist in keeping Audit Procedure Manual and checklists current and updated.
• Devise audit checklists for use of internal/concurrent Auditors and test products along with processes/procedures to foresee pitfall and bottlenecks and ensure these are audited/resolved.
• Provide improvement/ suggestions to existing process / systems to line management
• Provide oversight to the Concurrent Audit process.
• Ensure submission of concurrent audit reports on time
• Ensure regular update of concurrent audit checklists
• Ensure appropriate review of concurrent audit issues
• Ensure follow-up & rectification of concurrent audit issues

General Banking Products / General Banking Products CS

• Support Head Office (HO) and NOC audits, covering key banking operations, products, and control functions.
• Assist in reviewing financial records, advances, loans, deposits, and regulatory compliance as per RBI guidelines.
• Conduct checks for KYC/AML compliance, documentation accuracy, and adherence to internal policies.
• Prepare audit working papers, document observations, and help track closure of audit issues.
• Contribute to riskbased audits and identify control gaps across HO processes.
• Ideal for CA Freshers with strong analytical skills and interest in banking audits. [jobs.accaglobal.com]

Preferred candidate profile

CA fresher