Cloud & Security Architect

Confidential Opportunity: Senior Associate – Credit Card Technology
Location

Confidential

About the Opportunity

Our client is a leading international financial institution undergoing continued technology transformation across its digital banking and payments platforms.

They are looking for an experienced Senior Associate – Credit Card Technology to join their engineering team and play a key role in the development, modernisation and delivery of critical credit card systems.

This is an opportunity for a hands-on technology professional with strong IBM i / AS400, RPGLE, CLLE and credit card issuing domain expertise to work on complex, large-scale systems supporting multiple markets.

The Role

The Senior Associate will be responsible for gathering and analysing requirements, contributing to functional and technical solution design, developing and testing system enhancements, and supporting end-to-end project delivery.

You will work within an Agile delivery environment and play an important role in modernising legacy applications while ensuring platform stability, scalability, security and compliance.

Key Responsibilities

• Lead and contribute to the development, enhancement and maintenance of critical credit card systems.
• Work closely with business and technology stakeholders to understand requirements and translate them into effective technical solutions.
• Participate in requirement gathering, solution discussions, functional and technical design, development, testing and documentation.
• Validate business requirements and solution designs before development begins.
• Deliver projects and system enhancements within agreed timelines, budgets and quality standards.
• Support incremental software releases and initiatives aimed at improving speed to market.
• Ensure platform scalability, stability and minimisation of technical debt.
• Develop solutions that support business growth while maintaining high levels of production stability.
• Lead or contribute to the modernisation of legacy applications, code and platform architecture.
• Review technical solutions and provide guidance and support to junior developers.
• Collaborate with product, engineering, operations, production support and interface teams to resolve critical issues.
• Identify opportunities to improve operational efficiency and engineering practices.
• Maintain and review system parameters and configuration changes accurately and proactively.
• Identify, escalate and mitigate technology, delivery, risk and compliance issues throughout the development lifecycle.
• Ensure all development activities meet applicable security, regulatory, audit and governance requirements.

Stakeholder Management

The successful candidate will work closely with a wide range of stakeholders across business and technology functions, including:

• Credit Card Product and Business teams
• Engineering and Technology teams
• Architecture and Platform teams
• Operations and Production Support teams
• Project and Delivery teams
• Regional and international stakeholders
• External and internal interface teams supporting digital banking, payments, rewards, statements and related platforms

Required Skills & Experience
Core Technical Skills

• Strong hands-on experience with IBM i / AS400 platforms.
• Strong development experience in RPGLE, CLLE and PL/SQL.
• Approximately 10–12 years of experience working with AS400-based applications and technologies.
• Experience with Java, Maven, Git and DevOps tools.
• Experience working within Agile and Scrum delivery environments.
• Ability to analyse complex systems and provide effective technical solutions.
• Experience reviewing code and mentoring or guiding junior developers.

Credit Card & Payments Domain Experience

Candidates must have strong experience within the Credit Card Issuing and Payments domain, including knowledge of:

• Credit card issuing and processing.
• Credit card management lifecycle and fulfilment.
• Card schemes and scheme compliance requirements.
• ISO 8583 messaging standards and protocols.
• ENTRACARD product functionality and/or development experience.
• Visa, Mastercard or other card scheme issuing environments.
• Card processor and national scheme integrations.
• Scheme simulators and testing environments.

Additional Technical Knowledge

The following experience will be highly advantageous:

• REST APIs, SOAP, JSON and web service integrations.
• AS400 integration with frontend or external applications.
• Azure DevOps or equivalent DevOps tools.
• Thenon, Aldon or equivalent software lifecycle management tools.
• HSM protocols and configuration.
• Cryptography and encryption technologies, including symmetric and asymmetric encryption.
• 3DES, AES, SM4 and SHA standards.
• EMV technologies and payment standards.
• PCI DSS and PA DSS compliance requirements.
• Contact and contactless payment technologies.
• 3DS and tokenisation standards.
• Digital wallets such as Apple Pay, Google Pay and Samsung Pay.
• QR code and emerging payment technologies.
• ServiceNow or similar IT service management tools.

Key Requirements

To be successful in this role, you should have:

• Strong hands-on development experience in RPGLE, CLLE and PL/SQL.
• Strong proficiency with the IBM i / AS400 platform.
• Proven experience within the Credit Card Issuing domain.
• Experience with ENTRACARD, either from a product, development or support perspective.
• Strong understanding of software development lifecycle and Agile delivery methodologies.
• The ability to work independently with minimal supervision.
• Strong analytical and problem-solving skills.
• Experience identifying and managing technical and delivery risks.
• Strong stakeholder management and communication skills.
• The ability to adapt to changing business and technology requirements.

Preferred Background

This role would be particularly suitable for candidates with experience working in:

• Banking or Financial Services
• Credit Card Issuing organisations
• Payment technology companies
• Card processors
• Financial technology organisations
• Large-scale AS400 / IBM i transformation or modernisation programmes

If you are an experienced AS400 / RPGLE Developer with strong Credit Card Issuing and ENTRACARD expertise, and are looking to work on complex, business-critical payment platforms, we would be interested in speaking with you.

Please note that due to the confidential nature of this opportunity, further details regarding the organisation and project will be shared with shortlisted candidates.