合規經理

About the role

Serve as the designated Compliance Officer under the MLO licence, ensuring full compliance with the Money Lenders Ordinance (Cap. 163), the Anti-Money Laundering and Counter-Terrorist Financing Ordinance (AMLO), and related licensing conditions. Act as the primary liaison with regulatory authorities and build and continuously enhance the Company's compliance management system from ground up.

Key responsibilities

• Serve as the designated Compliance Officer under the MLO licence, ensuring full compliance with the Money Lenders Ordinance (Cap. 163), the Anti-Money Laundering and Counter-Terrorist Financing Ordinance (AMLO), and related licensing conditions
• Act as the primary liaison with regulatory authorities, including the Companies Registry (Money Lenders Registry), Hong Kong Police Force, and the Licensing Court
• Monitor and interpret regulatory changes, assess their impact on business operations, and adjust compliance strategies in a timely manner
• Oversee the annual renewal applications and related filings for the MLO licence, ensuring continuous validity of the licence
• Establish and maintain a channel compliance management framework for card issuance business, covering compliance review of partner digital banks (virtual banks), card schemes (Visa/Mastercard/UnionPay), and payment service providers
• Develop and implement Know-Your-Business (KYB) procedures for partner channels, ensuring all digital bank and payment partners pass fit-and-proper assessments and AML compliance evaluations
• Oversee the ongoing compliance performance of partner channels, conduct regular channel compliance reviews and risk assessments, and identify and address compliance issues in a timely manner
• Develop and maintain the Compliance Policy and Procedure Manual, covering AML/CFT, Customer Due Diligence (CDD), transaction monitoring, Suspicious Transaction Reporting (STR), and other core areas
• Design and implement a risk-based compliance control framework, including customer risk rating systems, transaction monitoring rules, and compliance audit mechanisms
• Oversee daily compliance operations, including customer onboarding reviews, transaction monitoring, suspicious activity investigations, and submission of suspicious transaction reports to the Joint Financial Intelligence Unit (JFIU)

About you

• Bachelor's degree or above in Law, Finance, Accounting, Business Administration, or related disciplines
• Minimum 5 years of relevant experience in compliance, AML, or risk management, with at least 3 years in fintech, payment services, card issuance, or licensed money lending
• Deep understanding of the Money Lenders Ordinance (Cap. 163), the Anti-Money Laundering and Counter-Terrorist Financing Ordinance (AMLO), and related licensing conditions
• Familiarity with the HKMA's regulatory framework for licensed digital banks (virtual banks)—the Guideline on Authorization of Digital Banks and the Banking Ordinance requirements
• Familiarity with card scheme (Visa/Mastercard/UnionPay) compliance requirements and payment industry best practices
• Proven ability in AML/CFT framework design, CDD/KYB procedure development, and compliance manual writing
• Excellent command of both written and spoken English and Chinese (Cantonese and Putonghua)
• Strong regulatory communication and cross-functional coordination skills
• Meticulous, principle-driven, and able to uphold compliance standards in complex environments
• Self-motivated and able to drive compliance initiatives independently in a fast-paced environment

Benefits

• 5-day work week
• Medical and dental insurance coverage
• Professional development and training opportunities
• Fast-track career progression in a high-growth fintech environment