Collections Agent

Role: Collections Agent

Location: Manchester, Altrincham

Salary starting from: £26,000 - £30,000 + Comms

About us:

Payl8r was founded in 2015 and is a rapidly expanding FinTech in the BNPL

consumer credit space. Payl8r offers a flexible, convenient, and modern method

of paying for goods and services online and in-store and is one of the only

regulated BNPL providers.

Innovation, creativity and passion are core values and we pride ourselves on

building the best tech for the industry.

The Role:

The role of Collections Agent at Payl8r is primarily to communicate with our

customers in arrears through a range of contact channels. We strive to ensure

that our customers receive a friendly and professional journey. In addition, we

look for people with great work ethics, the ability to be able to work to tight

deadlines, use initiative and communicate effectively at all levels. We are a

regulated lender and fast paced department, as such we have targets to be

met, all geared to meet our customers' expectations whilst achieving the

business goals.

The role will be varied, it includes but is not limited to the following;

-To be proactive in recovering customer arrears via telephone, and written

communication

-Great time management, setting appropriate, sustainable repayment arrangements

-Quickly address failed arrangements in an appropriate and timely manner

-Address customer's change of circumstances in line with company policy and

procedures surrounding potentially vulnerable customers

-To liaise with other Payl8r departments to ensure the customer receives the correct

outcomes to collections issues raised

-General administration duties

-Strong awareness of Financial services regulators, rules and guidelines, ensuring

completion of mandatory training within set guidelines.

-To address and raise any risks identified thought the course of the role and in line

with company policy

-To assist in projects / mini-initiatives within the collections function as required

-Aspirational performance, be ambitious, look to achieve above and beyond –

meeting KPI’s as standard

-Team culture – driving a unified approach to supporting each other and our

customers

-Participate in quality assurance, engage and contribute to the goal of being best in

class

Requirements For The Role

-Collections experience ideally within a regulated environment

-Consumer finance would be an advantage

-Analytical skills by use of excel

-Have resilience and be a team player

Skills And Qualifications

-You must be IT literate with experience of using Outlook, Excel.

-Strong written, numeracy and oral communication skills.

-Accuracy and attention to detail

-To be able to recognise and deal with customers sensitive circumstances and

ensure the appropriate actions is taken

-Ability to prioritise, be organised and efficient

-Flexibility with the capability to adapt to change, new practices and cope under

pressure but with the ability to recognise when to seek assistance

-Able to integrate within a team and able to work on your own initiative

-Friendly and helpful approach

What’s in it for you?

-A supportive team and office environment

• Competitive salary with discretionary bonus upon achieving certain milestones

-23 days paid holidays plus public holidays and unlimited unpaid leave should you

need to take a little extra time throughout the year (Business dependant). Leave increases with tenure

-Fortnightly meditation sessions to ensure your wellbeing is being taken care of