Commerical Loan Officer

Manages a portfolio of all types of loan/depository accounts. Responsible for prospecting new customers and cross-selling other banking services.

Apply online at https://www.bankofcolorado.com/careers

• RESPONSIBILITIES AND DUTIES**:
• Prospects new customers and solicits new loans. Cross-sells other banking services to new and existing customers. Maintains on-going customer contact to ensure good customer relations.
• Performs on-going management of a portfolio of all types of account relationships. Includes account reviews, problem solving, research and follow-up to internal account errors etc. Interviews loan applicants: gather and evaluate financial and related data to establish credit worthiness. Monitor customers' financial condition.
• Reviews and approves or denies loan request to new or existing customers up to a pre-determined limit. Prepares action memos to be reviewed by management and presents credits exceeding authority to the loan committee. Serve and vote as a member of the bank loan committee.
• Provides guidance to subordinate lending officers on lending decisions and managing accounts. Monitor loan repayment activities, take necessary action to collect past-due accounts.
• May participate in preparation of department budget, goals and objectives and strategic planning.
• Participates in civic and community organizations, representing the bank, but following personal interests. Attends customer and bank sponsored events.
• Performs other related duties as assigned by management.
• Ability to maintain regular and reliable attendance
• KNOWLEDGE, SKILL, AND ABILITIES**:
• Knowledge of commercial lending procedures.
• Knowledge of general banking principles and banking.
• Knowledge of sales and marketing practices and principles.
• Skill in communicating with clients and co-workers in courteous and professional manner.
• Skill in operating computer terminals and printers.
• Skills in pricing loans.
• Ability to maintain a high level of confidentiality.
• Ability to problem solve.
• Ability to make sound decision using information at hand.
• Ability to demonstrate accuracy and efficiency in a fast-paced environment.
• Ability to function as a team player.

** **

• EDUCATION AND EXPERIENCE**:
• College degree preferred
• Prior commercial lending experience is preferred.