Compliance Analyst

Location: VI, Lagos and Abuja

Work Model: Hybrid – Office 2 days per week

Salary: NGN 300,000 monthly + quarterly performance bonus

Role Overview

We are seeking a Compliance Analyst to support customer onboarding, ongoing monitoring, and broader financial compliance activities within a fast-paced fintech environment.

The role will focus on conducting KYC and KYB reviews across B2C customers, corporate clients, business partners, and institutional counterparties. The successful candidate will review customer documentation, assess risk, conduct sanctions and PEP screening, perform Enhanced Due Diligence (EDD) on higher-risk relationships, and ensure customer information remains accurate and up to date.

Key Responsibilities

Conduct KYC and KYB onboarding for B2C customers, corporate clients, business partners, and other counterparties.

Review and verify identification, corporate registration, ownership, UBO, proof of address, and business documentation.

Conduct customer risk assessments and assign appropriate risk ratings.

Perform Enhanced Due Diligence (EDD) on higher-risk customers, businesses, partners, and counterparties.

Conduct sanctions, PEP, and adverse media screening and escalate potential matches or compliance concerns.

Review Source of Funds (SOF) and Source of Wealth (SOW) information and supporting documentation.

Manage Requests for Information (RFIs), follow up on outstanding requirements, and ensure cases are completed within expected timelines.

Review customer transactions and activity to identify unusual or potentially suspicious activity.

Escalate relevant compliance concerns to the Compliance Manager.

Maintain accurate onboarding files, case notes, screening results, compliance trackers, and supporting documentation.

Support due diligence on partners and institutional counterparties.

Assist with compliance audits and regulatory requests.

Support broader AML/CFT activities and contribute to the improvement of compliance processes and controls.

Collaborate with internal teams to ensure compliance requirements are communicated and completed efficiently.

Requirements

1–3 years of experience in KYC, KYB, AML, compliance, financial crime, or a related field.

Experience within fintech, payments, FX, or banking is preferred.

Good understanding of B2B and B2C customer onboarding and Customer Due Diligence (CDD).

Strong understanding of UBO identification, corporate ownership structures, sanctions screening, PEP identification, and AML/CFT requirements.

Experience conducting customer risk assessments and Enhanced Due Diligence.

Experience reviewing Source of Funds and Source of Wealth information.

Strong analytical, investigative, and documentation skills.

Knowledge of FINTRAC, CBN, FATF, or other relevant AML/CFT regulatory frameworks is an advantage.

Pay: ₦300,000.00 per month

Work Location: In person