Credit Acceptance Unit

Job Descriptions:

• Thoroughly analyze risks and rewards in each individual transaction, including the purpose of the credit, source of repayment, collateral, sensitivities, (financial) history, terms and conditions to determine the overall risk profile
• Propose adjustments of the credit proposals by working with Business Units to identify credit risks relevant and mitigate risk to be accepted
• Assess the risk exposure of each proposal and verify the proposed rating, decides within delegated authority or provide opinions to higher approval levels on the rating
• Ensure application of One-Obligor Rule and consistent Borrower Risk Rating
• Initiate and maintain contacts with Business Units and advising Business Units as a partnership regarding format and content of the credit proposals and, if relevant, the counterparty limit and country limit requests
• Perform Regular reviews with forward looking of each customer within the business to ensure that the risks covered by credit risk type are begin property identified, assessed ,managed , proactively monitored and controlled
• Develop credit quality of assigned business clients
• Contribute to further development of credit strategy, policies , manuals, procedures and conclusions for portfolio

Qualifications:

• Master's Degree in accounting, Finance and/or related field
• Minimum of 2 years of experience in Credit Analyst related, Underwriter, RM, ARM , AA or related field
• Fluent in both written and spoken in English (TOEIC Score 600 or equivalent)
• Possess analytical and systematic thinking in knowledge of industry analysis, financial instruments, credit and business analysis
• Familiar with rules and regulations of banking services
• Able to manage internal customers to find the win-win solutions
• Good communication, negotiation, and problem solving skills
• Computer literacy ; Microsoft Office

Working Location: Operating at Silom Head Office

If you require more information, please contact K.Sitthi Tel. 063-216-3957