Credit Administration Executive

About the role

We are seeking a detail-oriented and proactive Credit Administration Executive to join our dynamic Peer-to-Peer (P2P) financing platform. You will be responsible for the execution, administration, and oversight of all disbursement and repayment activities, ensuring strict compliance with internal policies, regulatory frameworks, and approval workflows. This is a hands-on role requiring meticulous management of collateral documentation, data verification within our financing systems, and rigorous tracking of financing repayments.

Key responsibilities

• Ensure all conditions precedent and funding conditions are rigorously met before submitting financing disbursement proposals for final approval
• Monitor and reconcile incoming financing repayments, installment schedules, and profit/interest distributions from issuers, ensuring timely crediting to investor accounts
• Manage the end-to-end data entry and verification process within the working capital, invoice, or project financing platform systems, guaranteeing 100% accuracy and completeness of all transaction and repayment details
• Conduct final reviews of security documentation to ensure all collateral and legal requirements perfectly align with approved terms and conditions
• Ensure all physical and digital security documents are safely secured and properly register and track the movement of all security documents
• Regularly review and update disbursement, credit administration, and repayment Standard Operating Procedures to reflect current best practices and regulatory shifts
• Demonstrate a collaborative and team-oriented approach to support overall department goals and ensure smooth operations
• Assist management by ensuring timely and efficient follow-up on all disbursement matters, while proactively handling any ad-hoc tasks as they arise

Job requirements

1. Diploma/Degree in Business Management or Diploma/degree in Banking
2. Applicants with minimum 3 years of working experience in bank or credit companies will be an added advantage.
3. Must have time management skills with ability to multitasking.
4. Preferably candidates with experience in handling financing documentation and disbursement.
5. Must have the ability to work both collaboratively and independently and to perform affectively under tight deadlines.