Credit Analyst - APAC

About Smith

Founded in 1984, Smith is the leading independent distributor of electronic components, ranking eighth globally. We source, manage, and distribute components across mobile, computing, automotive, and appliance industries—generating USD $3.4 billion in 2025 sales across 20+ global offices. Learn more at smithweb.com.

The Credit KYC Compliance Analyst conducts due diligence and credit assessments on prospective and existing customers, suppliers, and counterparties. You will evaluate legal structures, financial standing, and compliance risks to support informed credit decisions while partnering across Credit, Sales, Finance, Legal, and Operations.

What We Offer

• Double Pay & Medical Scheme
• Fast-track progression opportunities
• Prime office environment in a newly renovated space
• Tuition reimbursement & wellness/gym sponsorships
• Mobile allowance & team activities

Key Responsibilities

• KYC & Due Diligence: Perform onboarding and periodic reviews (CDD/EDD); verify legal entities, authorized signatories, and ultimate beneficial ownership structures.
• Compliance Screening: Run sanctions, PEP, watchlist, and adverse-media screenings; investigate matches and escalate credible risks per policy.
• Credit Risk Assessment: Analyze corporate financials, payment histories, and industry factors to guide risk-rating decisions and credit limits.
• Stakeholder & File Management: Partner with Sales and internal teams to gather documentation efficiently while maintaining clear, audit-ready compliance records and concise risk reports.

Core Competencies

• Analytical & Critical Thinking: Sharp attention to detail to spot data discrepancies, red flags, or opaque corporate structures.
• Financial Judgment: Ability to translate financial statements and market indicators into actionable credit decisions.
• Communication & Integrity: Skill in writing clear risk assessments, managing stakeholder expectations professionally, and handling sensitive data with high integrity.

Minimum Requirements

• Education: Bachelor’s degree in Finance, Accounting, Business, Economics, Risk Management, or a related field.
• Experience: 3+ years in commercial credit, KYC/AML compliance, corporate due diligence, or customer onboarding.
• Technical Knowledge: Strong understanding of corporate documentation, beneficial ownership, sanctions/adverse media screening, and financial statement analysis.
• Systems: Advanced MS Excel, MS Office proficiency, and familiarity with standard accounting/business research tools.