Credit Analyst

Background

Founded in 1988, ValueMax is Singapore's leading pawnbroking chain and the only mainboard-listed pawnbroker on the Singapore Exchange. With a network of outlets island-wide, we provide fast, professional, and reliable secured loan services to our community. As we continue to grow, we are looking for a detail-oriented Credit Analyst to strengthen our credit assessment and risk management capabilities.

Role Overview

The Credit Analyst is responsible for evaluating credit applications, assessing borrower risk profiles, and supporting sound lending decisions in line with ValueMax's credit policies and regulatory requirements. You will work closely with relationship managers, risk teams, and senior management to maintain a healthy loan portfolio.

Key Responsibilities:

• Analyze loan applications, credit reports, and financial data for corporate and individual borrowers.
• Prepare and evaluate credit applications with full financial statement analysis and risk assessments.
• Ensure all loan files meet regulatory requirements and compliance standards.
• Liaise with relationship managers and risk teams to support credit structuring and approval processes.

Required Skills & Qualifications:

• Bachelor’s degree in Finance, Accounting, Economics, or a related field.
• At least 3 years of experience in credit analysis, preferably in corporate or indivdual lending.
• Excellent analytical and problem-solving skills with attention to detail.
• Meticulous approach to reviewing financial documents.