Credit Analyst

该职位来源于猎聘 Responsible for preparing the CCR including preparing all the tools like Cash-in-sight, Pricer, etc, and assisting RM to complete the end-to-end CCR process. Key responsibilities

• Ensure awareness and full compliance with bank’s policy, local regulations and reporting requirements by various local regulatory authorities to embed Compliance Risk monitoring as an integral part of the business process.
• Prepare Commercial Credit Report for credit approval and perform due diligence process, including spreading financial statements, compiling projections, calculating financing needs.
• Closely work with Relationship Manager to add good value from credit perspective and be alert of deterioration of external conditions to safeguard the loan portfolio.
• Keep abreast with market developments of the relevant industry sectors.
• Prepare internal reporting and regulatory report, as well as stress tests wherever required.
• Interact with the client, gather deal requirements, financial statements and other inputs for performing quality analysis and due diligence.
• Ensure the proper completion of KYC, account maintenance and transaction monitoring.
• Other duties as assigned and ad-hoc. Requirements
• Bachelor’s degree or above.
• At least 5 years working experience in Banking.
• Solid credit analysis knowledge and skills on borrowers' financial reports.
• Fluency in spoken and written English, good at writing.