Credit Analyst

• Conduct comprehensive credit assessments and risk analysis for loan applicants.
• Review financial statements, cash flow projections, business plans, and collateral.
• Perform credit scoring, rating, and due diligence for SME and corporate clients.
• Prepare and present credit reports and recommendations to the credit committee.
• Monitor existing loan portfolios to ensure credit quality and identify warning signs.
• Coordinate with internal departments to ensure loan policies and procedures are followed.
• Provide recommendations to improve credit approval workflow and risk management practices.

Stay updated on industry trends, regulatory changes, and market conditions.

Desired Experience and Skills includes:

• Previous experience working in a bank or audit firm (minimum 2 years).
• Strong knowledge of credit underwriting principles and lending practices.
• Familiar with loan documentation, financial statement analysis, and credit scoring models.
• Proficiency in Lao and English language (reading, writing, speaking) is required.
• Strong analytical and problem-solving abilities.
• High attention to detail and accuracy.
• Excellent communication and reporting skills.

Qualification:

Finance, Accounting, Economics, Business Administration, Banking or related fields.

Working location:

Vientiane Capital, Lao PDR (with domestic and international travel).

Working time:

from Monday to Saturday morning, from 8am to 5pm.

Salary:

up to 1,500$

Report to owner.

job/cv/in/link

Job Type: Full-time

Work Location: In person