Credit Analyst

About the role

Kredivo Group is looking for a Credit Analyst to join our team.

Key responsibilities

• Conduct KYC checks on applicants in accordance with SOP
• Verify applicant identity, address, and income
• Ensure input data is correct and accurate, including KTP verification and photo/selfie verification
• Collect and review credit applications and supporting documents
• Conduct analysis and final assessment of credit applications
• Make approval or rejection recommendations based on risk analysis and company credit policy
• Determine decisions on customer applications in accordance with SOP and applicable criteria
• Process applications according to target and SLA requirements
• Handle customer inquiries related to credit approval process according to SLA on the same day
• Maintain confidentiality and security of customer information

What we're looking for:

• Minimum education: SMA/SMK; S1 from any major preferred
• Minimum 1 year experience in Credit Analyst, Credit Approval, Data Entry, or related position
• Strong credit risk analysis and assessment capabilities
• Able to make recommendations based on analysis and findings
• Good verbal and written communication skills
• Able to work with attention to detail, accuracy, and meet time targets
• Understanding of credit principles and financial industry is a plus
• English language communication skills are a plus
• Willing to work shift system
• Integrity, work ethics, and commitment to company compliance