Credit Analyst

Minimum Qualifications

1. A 4-year college graduate of any course provided that the candidate has the required relevant work
   experience indicated and with the approval of the hiring manager and department head.
2. At least one (1) year of related work experience.
3. Excellent analytical skills.
4. Excellent orientation on details.
5. Preferably with knowledge on MS Office or Google Suite applications.

Note: HMs preference, has experience on approve/decline loan applications or sort of recommends for approval.

Duties and Responsibilities

1. Reviews and evaluates all credit applications and submitted documents based on the existing credit policies and practices.
2. Validates with the assigned branches in case of incomplete documents and screens probability of fraud in the credit applications.
3. Decides on the credit applications and validates the veracity and completeness of the credit documents to manage the risks involved in the application.
4. Reconciles client records using third party sources data against declared information to recommend appropriate approval amount and payment plans.
5. Responsible for checking on MDAP, BAP and other Credit Bureaus prior to the evaluation of credit applications.
6. Responsible for addressing the follow up and inquiry with regards to the application coming from the branch.
7. Accurate and timely updating on required daily monitoring.
8. Accomplishes all other duties that may be assigned from time to time.