Credit Analyst

Position Summary:

The Credit and Collections Analyst is responsible for all aspects of credit and collections management for customers within an assigned business line. There are two levels of Credit and Collections Analyst: Analyst and Senior Analyst, differentiated by years of experience and level of authority to assign credit lines (Analysts can authorize credit lines up to $25K with check in with managers; Senior Analyst can authorize credit lines up to 50K).

What you will do in this role:

• Gather and interpret financial information and perform in-depth credit and financial analysis utilizing data from multiple sources. Make recommendations to extend higher credit lines, revoke credit lines and alter customers payment terms.
• Build and maintain relationships with external Inventory Finance companies to ensure prompt payments and proper discounts as well as internal (Sales, A/R, Legal, etc.) customers.
• Communicate with Credit and Collection Supervisor regarding unresolved issues and advise of resolution.
• Responsible for initiating collection calls to delinquent customers to acquire payment status. Makes determination to place account into collection (to third party collection agency).
• Also responsible for other Duties/Projects as assigned by business management as needed. (Senior Analyst may assist management in the formulation of credit policies)

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What we look for in a candidate:

• College degree preferred
• Minimum 3 years of experience in commercial credit and collections (Sr. Analyst requirement of 7+ years of experience)
• Strong written and oral communications skills
• Working knowledge of Microsoft Office with intermediate to advanced Excel skills
• Solid data mining and analysis skills
• Detailed oriented with strong analytical and problem solving skills
• Excellent time management and organizational skills
• Ability to multi-task and adhere to deadlines
• Results oriented and strives for continuous improvement
• Ability to work well and collaboratively in a team environment
• Knowledge of liens and other security instruments
• Familiarity with analyzing financial statements

Additional skills, knowledge, and abilities:

• The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Specific vision abilities required by this job include close vision, color vision, and ability to adjust focus.
• While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle, or feel; and talk or hear. The employee is occasionally required to stand, walk, and reach with hands and arms.
• The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.
• Ability to multi-task and handle a fast paced environment. Accuracy, reliability, and dependability are a must. Able to work well with others, both inside and outside the office.

Almo is an Equal Opportunity Employer that recruits and hires qualified candidates without regard to race, religion, sex, sexual orientation, gender identity, age, national origin, ancestry, citizenship, disability, or veteran status.