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Credit Analyst

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Credit Analyst

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Credit Analyst

23 days ago

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Important information


Contract type:

Permanent

Salary:

₹800,000 – ₹1,800,000 / year

Location:

Bengaluru, Karnataka, India

Work mode:

Onsite

Published on:

30 September 2026

What they need


What Youll Do-

Credit Appraisal

  • Prepare detailed CAMs and IMs across corporate/SME/project finance
  • Analyze business models, financials, cash flows, DSCR, leverage
  • Identify risks and structure mitigants (DSRA, covenants, escrow, etc.)

Credit Decisioning

  • Present cases to Credit Committee with conviction
  • Support sanctioning, structuring and monitoring
  • Track covenants, early warning signals, restructurings

Portfolio and Market Intelligence

  • Monitor borrower performance and SMA triggers
  • Contribute to underwriting frameworks and credit policies

Who We’re Looking For
3–15 yrs in corporate credit / project finance / working capital lending
Must have non-retail lending exposure (No retail/fintech underwriting)
CA / MBA (Finance) / CFA / FRM preferred

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