Credit Analyst

About the Role

We are looking for a detail-oriented Credit Analyst to join our growing Credit Team. In this role, you will be responsible for reviewing and assessing loan applications to determine approval outcomes in accordance with company credit policies and standards.

The ideal candidate has strong analytical skills, excellent attention to detail, and the ability to make sound credit decisions while maintaining compliance with internal policies and regulatory requirements.

Key Responsibilities

• Review and assess loan applications to determine whether they should be approved, deferred, or declined in line with company credit policies and lending guidelines.
• Perform financial analysis and verification of supporting documents and financial statements.
• Ensure loan applications are processed accurately, compliantly, and in a timely manner to support efficient decision-making.
• Undertake loan conversion activities when required.
• Maintain accurate documentation, records, and system notes related to credit assessments.
• Identify and report system data transfer or calculation errors through the appropriate channels.
• Ensure data integrity and authenticity of all information used in credit decisions.
• Stay updated on industry trends, financial products, and competitor activities.
• Collaborate with Customer Service, Collections, and Technical teams to resolve issues and improve processes.
• Participate in team meetings, training sessions, and continuous learning activities.
• Recommend improvements to credit assessment processes and system enhancements where applicable.

Qualifications & Skills

• Experience in credit analysis, lending, financial services, or loan processing preferred.
• Strong analytical and decision-making skills.
• High attention to detail and strong documentation accuracy.
• Good understanding of credit risk assessment and financial documentation.
• Ability to work independently and collaboratively in a team environment.
• Strong communication and reporting skills.
• Ability to manage multiple applications while maintaining accuracy and efficiency.

Apply now with your resume and a brief cover letter highlighting your experience!