Credit Analyst

Company – Ambient Consultancy (Partner company / sister co. Medgoal)

Job Role - Credit Analyst

Location: Virar, Goregaon. West (On-site)

Shift Timing:
5:00 AM to 2:30 PM IST (Aligned with Australian Business Hours)

Job Type:
Full-Time | Permanent

About the Role:

We are hiring a Credit Analyst to support our growing Australian mortgage processing operations. This is an excellent opportunity for candidates looking to build a career in financial services with full training provided from scratch no prior experience required.

You will be trained across all stages of the mortgage process, from pre-settlement to post-settlement, including valuation, lodgment, income analysis, and end-to-end application management.

What You'll Learn and Do:

Training Includes:

• Understanding credit policies and lender requirements
• Income analysis and income statement calculation
• Loan application review and documentation
• Lodgment and valuation coordination
• Managing pre- and post-settlement workflows
• Working with Australian brokers and lenders

Responsibilities:

• Analyze client financial documents such as pay slips, bank statements, and tax returns
• Ensure accurate and complete loan application submissions
• Communicate with internal teams and external stakeholders in Australia
• Maintain detailed records in CRM systems
• Monitor applications to ensure they progress smoothly through the pipeline
• Adhere to compliance and quality standards

What we are looking for:

• Recent graduate or experienced candidate from Finance, Commerce, or Business background
• Strong attention to detail and analytical mindset
• Excellent written and verbal communication skills
• Proficient in MS Office tools, especially Excel
• Comfortable working in early morning shifts (5:00 AM 2:30 PM IST)
• Willing to work from Virar and Goregaon office

Why Work With Us and What We Offer?

• Full training and onboarding support provided
• Stable Australian mortgage process with long-term growth potential
• Fixed early day shift (no night work)
• Great work environment and supportive team
• 1 way pick up service (at login time from Virar station west to Office Only)

Eligibility Criteria

• Freshers are welcome to apply.
• Candidates with a background in Commerce, Finance, Banking, or Accounting are preferred.
• No prior work experience is required.

Job Type: Full-time

Pay: ₹200,000.00 - ₹300,000.00 per year

Work Location: In person