Credit Analyst

This is an exciting new Credit Analyst job opportunity at a global insurance firm. This role is based in the City of London, with 3 days in the office and 2 working from home.

The role

• Analytical support for the underwriting team in accordance with the credit and underwriting guidelines and business plan.
• Credit (Private and Public Obligors) and Country analytics input expertise with the wider credit team; a team-wide referral point of contact for colleagues to review cases where appropriate under the guidance of the Portfolio Manager.
• Support portfolio management and data analysis.

Key accountabilities

Credit Analysis

• Provide robust review of and recommendation on individual new enquiries and obligors (public and private) as well as country analysis as needed
• Document analysis and recommendation on individual credit reviews and complete the associated tools for data capture
• Complete specific project work as required by Portfolio Manager
• Monitor, Analyse and generate Management Information (MI) for the existing and growing account portfolio
• Support Credit Unit colleagues to provide Underwriting colleagues with individual credit reviews in a timely fashion

Client/Broker Relations

• Attend ad hoc client/stakeholder meetings as well as relevant industry events.
• Attend &/or set-up 3rd party information provider calls and meetings

Technical Expertise

• Credit Analysis (Company and Country level) and Country Analysis
• Portfolio monitoring and generation/review of Management Information
• Further tasks and functions which will benefit from an experienced analytical figure

Process Improvement

• Identify and enhance the quality and value of processes for your area of work

Project Management

• Assist in end to end project management for functional projects and contribute to any Branch wide projects, supporting the Portfolio Manager

Risk and Controls

• Maintain process controls to ensure the quality of the output for your area/team within the function. Ensure documentation of the processes and output is accurate, up-to-date and accessible

Reporting

• Deliver, complete and analyse reports, identify and recommend any solutions to reporting issues in line with group/branch requirements

Skills & experience

• Technical credit analysis (company and country) knowledge
• Portfolio management (including MI) knowledge
• Degree or equivalent working experience
• CFA qualification is desirable
• Strong negotiation skills and the ability to influence
• Commercial awareness
• Attention to detail
• Strong analytical and data presentation skill
• Superior service approach
• Organised and reliable