Credit Analyst (Institutional Credit)

Responsibilities:

• Perform credit due diligence and fundamental analysis on borrowers and trading counterparties, especially credit assessment on financial institutions(Banks and non-bank FIs)/Mutual Fund/Private Equity.
• Conduct analysis on the the deal and the major credit terms including OTC transaction, Money market product and Debt securities to assess the credit exposures.
• Evaluate and challenge on the credit limit proposals and prepare credit opinion/ recommendation to the credit approvers based the risk and mitigation summary.
• Ensure credit request is duly assessed with respect to all internal and external requirements including approval of credit applications within delegated authority
• Participate in cross department projects and provide guidance as a subject matter expert on credit risk issues

Requirements:

• University graduate with major in Accounting, Finance or related disciplines
• Minimum 5 years of credit risk management especially on counterparty credit risk and FI credit risk.
• Sound knowledge of financial market derivative product and key risk factors
• Solid knowledge in financial fundamental analysis
• HKICPA, ACCA, CFA, FRM are preferred
• Self-motivated, independent with an analytical mindset and ability to work under pressure
• Strong interpersonal, communication, negotiation and presentation skills with experience in working with senior management level
• Strong command of both written and spoken English and Chinese, including Putonghua
• Holder of ECF on Credit Risk Management is preferable