Credit Analyst _NBFC Underwriting

Role & responsibilities

• Formulation of Credit Policy for SME/ Financial institutions & Loans to NBFC.
• Proficiency in Credit Proposal Underwriting & credit risk for Business Loans Proposal & NBFC Funding Proposals.
• Review amendment proposal to credit policies & effective implementation.
• Understanding of Financial Statement & fund requirements of medium to large Corporates & NBFCs.
• Review and Analysis of historical loan data to understand the pattern from delinquency point of view.
• Continuous monitoring of borrowers through visits, QM review, EWS and quarterly tracking of financials.
• Apply statistical tool to analyze the pattern and come with detailed assessment.
• Review and Prepare risk dashboard for management which shows all important risk parameters, Customer, vendor, competition visits. Market analysis.
• Develop rating model/scorecard for various retail and corporate loans based on historical data
• Coordinate with various stakeholder for the rating model implementation .

interested candidates may share their updated resume on [email protected]