Credit Assistant Manager

Credit Assistant Manager

Location: Talamban, Cebu City
Work Setup: Onsite
Shift: Day Shift

We are looking for a Credit Assistant Manager to support credit operations, manage credit risk, and ensure the efficient evaluation and processing of credit applications. The ideal candidate has strong analytical skills, sound financial judgment, and leadership capabilities to drive portfolio quality and effective credit management.

Key Responsibilities

• Review and evaluate credit applications to ensure compliance with company credit policies and risk standards.
• Monitor portfolio quality, credit exposures, and risk indicators to minimize defaults and bad debts.
• Conduct credit analysis and recommend appropriate credit decisions and credit limits.
• Ensure timely and accurate processing of credit applications and approvals.
• Support the implementation and continuous improvement of credit policies and procedures.
• Analyze credit trends and portfolio performance to provide actionable risk management recommendations.
• Collaborate with Sales, Operations, and Collections teams to ensure effective credit management.
• Prepare credit reports, portfolio analyses, and management dashboards.
• Ensure compliance with internal controls, regulatory requirements, and company policies.
• Lead, coach, and develop the credit team to achieve operational and business objectives.

Qualifications

• Bachelor’s degree in Finance, Accounting, Business Administration, Economics, or a related field.
• At least 3–5 years of experience in credit analysis, credit risk management, or underwriting, preferably in the financing, banking, or lending industry.
• At least 2 years of supervisory or leadership experience is preferred.

Skills and Competencies

• Strong knowledge of credit analysis and risk assessment principles.
• Experience in loan underwriting and credit portfolio monitoring.
• Strong analytical, problem-solving, and decision-making skills.
• Excellent communication and stakeholder management abilities.
• Proficiency in Microsoft Excel and financial analysis tools.
• High level of integrity, attention to detail, and professionalism.

Interested in This Opportunity?

If you have the expertise in credit management and the leadership skills to make an impact, we encourage you to apply!

Send your updated CV to express your interest in this position.

Benefits:

• Additional leave
• Company Christmas gift
• Company events
• Health insurance
• Life insurance
• Opportunities for promotion
• Promotion to permanent employee

Work Location: In person