Credit Control Assistant Manager / Manager

Key responsibilities

• Evaluate, establish and review the creditworthiness of new and existing customers and establish appropriate credit limits and terms
• Collaborate with sales teams to review credit applications and negotiate credit terms
• Monitor accounts receivable and initiate collection activities for overdue payments
• Communicate with customers to resolve payment issues and negotiate payment plans
• Analyse credit exposure and implement strategies to minimize bad debt risks
• Maintain accurate records of credit evaluations and collection activities
• Generate reports on credit and collection performance, identifying trends and areas for improvement
• Provide excellent customer service while managing inquiries and concerns related to credit and collections
• Prepare monthly collection/debtor aging reports, forecasts, and financial and business-related analyses
• Formulate and enforce credit control policies, ensuring team awareness and adherence
• Liaise with lawyer for legal processes and maximize recoveries
• Carry out any other related duties/tasks required by the management from time to time

About you

• Degree/Diploma in Finance/Accounting/Business Administration or equivalent
• Minimum of 5 years of relevant working experience in credit analysis or credit management in ready-mixed concrete industries
• Good verbal and written communication skills with ability to deal with sensitive and confidential information
• Excellent negotiation and communication skills
• Good analytical skills
• Proficiency in MS applications and other computer skills
• Demonstrated knowledge and experience in reviewing and interpreting financial reports and data
• Effective decision-making and problem-solving skills