Credit Lead

The Impact you’ll make:

• Work in accordance with Global Credit Policy approved by CFO.
• Performs independent credit analysis reviews on new customers upon request by Sales.
• Performs credit assessments and periodic customer credit reviews on existing customers within the Region.
• Prepare customer sales reports for submission to Insurer (routine and ad hoc).
• Support efficient sales by resolving order blocks with various stakeholders.
• Analyse customers' payment performance and check for potential credit risks to mitigate potential payment defaults.
• Laise with internal and external stakeholders to obtain information supporting credit analysis.
• Respond to queries from District business partners on credit-related matters and provide support where needed.
• Ensure Credit Management Data Accuracy and Internal Control Systems are reviewed.
• Review Local Credit Policies periodically and ensure local teams are fully aware and understand the Global and Local Credit Policies, supported by annual awareness and compliance training.
• Collaborate closely with the Global Credit Manager to identify potential credit risks and implement appropriate mitigation measures.
• Initiate the administrative process when a customer defaults on payment, coordinating with underwriters, brokers, and local stakeholders.
• Host Debt Review meetings with Business and Finance teams.

The Skills and Knowledge you’ll bring:

• Bachelor's degree in Accounting, Finance, or a related field.
• A minimum of 3-5 years of relevant experience in corporate credit analysis, especially in consumer goods industry.
• Experience in SAP S4 Hana Credit Management Module is preferred
• Ability to work both independently and as part of a team.
• Confident in expressing and communicating a credit opinion, including a negative recommendation. Strong written and oral communication skills.
• Strong stakeholder management skills, getting their buy-in on credit recommendations (including the case when it is a negative recommendation).

About us:

Versuni designs, manufactures and sells market leading products under the well-known brands Philips, Saeco, Gaggia, Preethi, Philips Walita, L'OR Barista and Senseo. We do this with the simple yet powerful purpose of turning houses into homes.

We are proud of the products we make. As a leading player in domestic appliances, we offer sustainable products across kitchen appliances, coffee, air, garment, and home care. Our company is headquartered in The Netherlands, and has innovation, manufacturing, and commercial centers across the globe, with presence in over 100 countries. We employ 7,000 talented people who bring innovation to our customers.

We create a great place to work for those who share our passion, with high-performing teams as diverse as the homes we care for. We have big plans for 2024 and beyond, further driving innovation and growth within our global markets. What we need to achieve this are like-minded individuals who are determined to take their careers to the next level.

We have been 100% carbon neutral in our operations since 2020, but this is just the start of our plan. We know everything we use today will affect the planet tomorrow. For the past century, we've innovated to make products faster, better, and more energy efficient. A better future is possible with a plan that’s built to last.

Transform Homes and Your Career with Versuni!