Credit Management Officer (Data Analytics) - SCGP

Job Summary:

Responsible for analyzing customer financial information and assessing credit risk to support appropriate credit term and credit limit decisions. The role also manages credit documentation, monitors receivables, and supports working capital efficiency, while leveraging data visualization, AI, and digital tools to enhance credit analysis and improve work processes.

Responsibilities:

• Analyze customer financial statements, payment capability, and credit risk to determine appropriate credit terms and credit limits.
• Coordinate with sales teams to manage credit approvals, credit limit adjustments, documentation, and customer credit records in accordance with company policies.
• Monitor customer credit exposure and overdue payments, and coordinate with relevant parties to resolve collection issues.
• Support working capital management, prepare credit reports, and participate in credit review discussions with relevant stakeholders.
• Analyze and visualize credit and financial data through dashboards and reporting tools to support business and credit decision-making.
• Leverage AI, digital, and low-code/no-code tools to support data analysis, process automation, and continuous improvement of credit management processes.

Qualifications:

• Bachelor's Degree in Accounting, Finance, Economics, Business Administration, or related fields (GPAX > 2.70).
• **Fresh graduates are welcome.**
• Experience in Credit Management, Finance, or related fields will be an advantage.
• Good command of English in verbal and written communication (TOEIC > 550).
• Experience or hands-on skills in data visualization and data management tools such as Power BI, Power Query, SQL, or similar tools.
• Able to utilize AI tools for data preparation, processing, and analysis to support business decision-making.
• Basic knowledge of low-code/no-code platforms and workflow automation tools such as Microsoft Power Apps, Power Automate, n8n, or similar platforms.
• Willing to work onsite at SCG Headquarters, Bang Sue, Bangkok.