Credit Manager

Title- Credit Manager

Job Location- Janakpuri West, Delhi The Credit Manager oversees the companys credit operations, including assessing creditworthiness, managing risk, and ensuring timely collections. This role balances risk management with customer satisfaction and collaborates with sales and finance teams.

Key Responsibilities:

• Evaluate credit applications and determine credit limits.

• Monitor credit risk and manage collections of overdue accounts.

• Prepare and present credit reports and analysis.

• Approve or reject loan requests, based on credibility and potential revenues and losses.

• Calculate and set interest rates.

• Negotiate loan.

• Develop and implement credit policies and procedures.

• Create credit scoring models to predict risks.

• Collaborate with other departments to align credit strategies.

• Marketing Research and evaluate clients creditworthiness after checking all documents.

• Handling leads that are received through online digital.

• Supervise and mentor the credit team.