Credit Manager

Job Purpose:
Protects organization's assets by investigating financial status of customers and potential customers; approving credit; supervising employees.

Duties:

• Establishes credit guidelines by determining ratio of levels of purchases to levels of disposable income.
• Maintains credit guidelines by writing and updating credit policies and procedures.
• Approves or rejects credit by studying customer's or potential customer's application; verifying financial status; evaluating reputation of applicant.
• Approves or rejects credit exceptions by studying credit request; reviewing credit history of applicant; estimating potential for payment.
• Prepares special credit reports by collecting, analyzing, and summarizing account history and trend information.
• Maintains customer confidence and protects operations by keeping credit information confidential.
• Complies with federal, state, and local credit and information legal requirements by studying existing and new credit and information legislation; enforcing adherence to requirements; advising management on needed actions.
• Completes credit operations requirements by scheduling and assigning employees; following up on work results.
• Maintains credit staff by recruiting, selecting, orienting, and training employees.
• Maintains credit staff job results by counseling and disciplining employees; planning, monitoring, and appraising job results.
• Maintains professional and technical knowledge by attending educational workshops; reviewing professional publications; establishing personal networks; participating in professional societies.
• Contributes to team effort by accomplishing related results as needed.

Skills/Qualifications:
Management Proficiency, Developing Standards, Legal Compliance, Staffing, Reporting Research Results, Customer Focus, Thoroughness, Analyzing Information , Financial Skills, Financial Planning and Strategy