Credit Manager

Job Title: Credit Manager Large Corporates
Department: Corporate Credit
Location: Mumbai

About the Role:
We are looking to hire a Credit Manager for the Corporate Credit team, focusing on Large Corporate clients. The role involves leading credit evaluation, underwriting decisions, and portfolio monitoring for high-value exposures, while ensuring alignment with internal risk frameworks and regulatory guidelines.

Key Responsibilities:

• Review and approve Credit Appraisal Notes (CRANs) for Large Corporate clients
• Conduct detailed financial analysis, risk assessment, and underwriting of complex credit proposals
• Evaluate group structures, cash flows, industry risks, and creditworthiness of borrowers
• Coordinate with business teams to structure deals in line with risk appetite and policies
• Monitor large exposure accounts and identify early warning signals
• Ensure compliance with sanction terms, internal credit policies, and regulatory norms
• Review periodic portfolio reports and highlight key risks and mitigation strategies
• Handle escalations related to credit decisions and provide timely resolution
• Guide and mentor team members on credit analysis and underwriting practices
• Participate in client meetings, due diligence, and site visits where required

Candidate Profile:

• 6–12 years of experience in Credit Underwriting for Large Corporates
• Strong expertise in financial analysis, credit appraisal, and risk management
• Experience in handling complex and high-value credit exposures
• CA / MBA (Finance) preferred
• Strong leadership, stakeholder management, and decision-making skills
• Excellent communication and presentation abilities