Muthoot Finance
Credit Manager LAP
Skills
1 month ago
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Important information
Contract type:
Permanent
Salary:
₹350,000 – ₹400,000 / year
Location:
Vasai-Virar, Maharashtra, India
Work mode:
Onsite
Published on:
21 September 2026
What they need
Credit Manager Loan Against Property (LAP)
Company: Muthoot Finance
Department: Credit
Product: Loan Against Property (LAP)
Experience: 3 to 4Years
Location: Virar
Key Responsibilities
- Underwrite and evaluate LAP/Mortgage loan proposals as per company credit policy.
- Analyse customer income, banking, ITR, GST, FOIR and LTV.
- Review property valuation, legal reports and related documents.
- Identify credit risks, deviations and red flags before taking credit decisions.
- Coordinate with Sales, Legal, Technical and Operations teams for smooth processing.
- Ensure timely credit decisions while maintaining portfolio quality and compliance.
- Monitor portfolio performance and support the credit team in complex cases.
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