Credit Risk Analyst, Monee (2027 Graduate)

• Monitor and analyze the performance of existing business portfolios, including delinquency trends, early warning indicators, and credit quality metrics
• Identify emerging risks within the portfolio and provide actionable insights to mitigate potential losses
• Support the assessment and optimization of portfolio-level credit strategies, ensuring alignment with regional credit risk policies
• Assist in developing recommendations for local credit risk policy updates based on regional guidance and portfolio observations
• Prepare portfolio reports, risk dashboards, and management summaries to support senior leadership decision-making
• Collaborate with Operations and Product teams to ensure consistent application of credit policies and effective risk controls
• Participate in periodic portfolio reviews, stress testing, and credit risk assessment exercises
• Provide analytical support for regulatory reporting, audits, and internal governance requirements

Requirements

• Currently pursuing/possesses a Bachelor's Degree or above in Quantitative Finance, Statistics, Computer Science, Business Analytics, Data Science, and other related fields at a reputable university with strong academic credentials/results, expected to graduate by July 2027 and join us by August 2027
• Proficiency in SQL and Python, with the ability to translate data into actionable insights
• Prior internship/full-time/part-time working experience in operations analytics, data analytics, data-driven roles, or related field is a plus
• Comfortable with ambiguity and yet able to steer analytics projects toward clear business goals, testable hypotheses and action-oriented outcomes
• Excellent analytical thinking and solid experience in data management
• Strong attention to details and ability to notice discrepancies in data
• Ability to clearly communicate complex results to technical experts, business partners, and executives