Credit Risk (Assistant Manager / Manager)

About the role

This role involves developing and improving risk policies, procedures, and risk methodologies, executing credit control and margin calls, and managing credit approvals. You will be working on comments credit limits applications for securities and commodities businesses, supply user requirements for IT system development related to risks and SFC rules, and perform UAT. The role includes risk assessment on new products and businesses, assisting in developing risk control frameworks, and handling regular reporting to the SFC from a risk management perspective.

Key responsibilities

• Develop and improve risk policies, procedures, and risk methodologies
• Execute credit control, margin calls, and credit approval processes
• Provide comments on credit limits applications for securities and commodities, VA businesses
• Provide user requirements for IT system development in respect of risks and relevant SFC rules, and perform UAT
• Conduct risk assessment on new products and businesses
• Assist in developing risk control framework for new businesses and products
• Develop relevant risk management policies and procedures
• Manage systems and daily monitoring workflow
• Handle regular reporting to the SFC related to risk management perspective

About you

• Bachelor's degree with a minimum of 5 years of relevant experience in securities industry risk management function
• Bachelor or above in Risk Management, Finance, Business Administration, or related disciplines
• Qualification in risk or financial management such as FRM or CFA is preferred
• At least 3 years' relevant experience in sizeable financial institutions
• Knowledge of credit risk management methodologies, good Excel skill, VBA
• In-depth knowledge in SFC securities margin rules, FRR
• Experience in system implementation, project management or related tasks
• Excellent command of spoken and written English and Chinese (Mandarin and Cantonese)
• Excellent communication skills and the ability to thrive in a collaborative team environment
• High standard of work ethics, integrity, and adherence to internal control