Credit Risk Manager

Job Responsibilities:

• Support the department head in managing and enhancing the risk management framework and policy.

• Develop and maintain credit risk policies, procedures, and limits in line with regulatory standards and the company's risk appetite.

• Identify, assess, and mitigate potential credit and market risk issues and implement mitigation measures.

• Evaluate credit applications for margin loans, money lender loans, and investment projects by conducting in-depth review of the creditworthiness of counterparties and collaterals.

• Conduct periodic reviews of margin loan transactions and investment portfolios to ensure adherence to credit policies and risk guidelines.

• Prepare comprehensive risk reports with actionable insights for strategic decision-making, including recommendations for risk mitigation strategies.

• Support strategic business initiatives by providing expert risk analysis on projects, transactions, and market conditions.

Job Requirements:

• Bachelor’s degree in Finance, Economics, or related field; advanced credentials (Master’s, CFA, FRM) preferred.
• 5-10 years of experience in credit risk management preferably within a leading financial institution.
• Expertise in credit evaluation and investment assessment.
• Strong background in financial analysis, credit risk models, and credit approval.
• Advanced proficiency in Excel and VBA for quantitative analysis and modeling.
• Excellent verbal and written communication skills in English and Chinese, capable of presenting complex credit analyses to senior stakeholders.
• Strong sense of responsibility, attention to detail, and the ability to manage multiple priorities in a dynamic environment.

We offer attractive salary, benefits and 5‐day workweek to the successful applicant.  Please send your resume with present and expected salary to the Group Human Resources Manager. (Please quote the job reference number on the email subject line.)

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