Credit Risk - Regulatory Reporting Analyst

Job Purpose

The Regulatory Reporting Analyst sits within the Risk Management function and is responsible for ensuring the accurate, timely, and compliant submission of risk-related regulatory reports to the Bank of Thailand (BOT) and other relevant regulatory authorities. The role supports the preparation of regulatory reports covering areas such as credit risk, liquidity risk, market risk, capital adequacy (where applicable), and other prudential reporting requirements. This position also drives continuous improvement of risk reporting processes and collaborates closely with Risk Management, Finance, Technology, and other business functions to ensure reporting remains accurate and compliant with regulatory requirements.

Key Responsibilities

• Ensure all risk-related regulatory reports are accurate, complete, and submitted within regulatory deadlines.
• Prepare, validate, and submit regulatory reports required by the Bank of Thailand (BOT) and other applicable regulatory authorities.
• Continuously review and enhance reporting processes, timelines, and data quality standards to improve efficiency and accuracy.
• Collaborate with Credit Risk, Market Risk, Operational Risk, Finance, Technology, and other stakeholders to ensure reporting reflects changes in business processes, products, and risk methodologies.
• Prepare and validate data to support regulatory inquiries, audits, and internal management requests.
• Monitor changes to Bank of Thailand (BOT) regulations, Basel III/IV, and other relevant regulatory requirements, and assess their impact on reporting processes and data.
• Perform data reconciliation between source systems and regulatory reports to ensure consistency, completeness, and accuracy.
• Investigate reporting discrepancies, identify root causes, and coordinate with relevant stakeholders to resolve issues promptly.
• Support the automation and enhancement of regulatory reporting processes using SQL and reporting tools to improve efficiency and reduce manual effort.
• Maintain comprehensive documentation of reporting processes, data lineage, controls, and governance for audit and regulatory reviews.
• Prepare management reports, dashboards, and analytical insights to support the Risk Management team and senior leadership.

Qualifications & Requirements

• Bachelor's degree in Finance, Risk Management, Statistics, Mathematics, Information Systems, Economics, or a related field.
• Minimum 3 years of experience in Regulatory Reporting, Risk Reporting, Risk Analytics, MIS, or a similar role within banking, consumer finance, fintech, digital lending, or other regulated financial institutions.
• Strong English communication skills (both written and spoken) are required, with the ability to collaborate effectively with regional stakeholders and prepare reports and documentation in English.
• Strong analytical, logical thinking, and problem-solving skills, with the ability to interpret complex data and regulatory requirements.
• Hands-on experience with SQL is required.
• Advanced proficiency in Microsoft Excel; experience with Power BI, Tableau, or other BI tools is an advantage.
• Good understanding of risk management concepts, including credit risk, market risk, liquidity risk, and operational risk.
• Familiarity with Bank of Thailand (BOT) regulations, Basel III/IV, or other regulatory reporting frameworks is preferred.
• High attention to detail, strong sense of accountability, and the ability to work effectively under tight deadlines.
• Excellent communication and stakeholder management skills, with the ability to collaborate across Risk, Finance, Operations, and Technology teams.