Credit Risk Specialist

About the role

Assist in the development and implementation of risk management policies, procedures, and strategies. Conduct regular risk assessments to identify potential risks and vulnerabilities within the organization. Monitor and analyze risk exposures across various business units and departments. Prepare risk reports and presentations for senior management and the risk oversight committee/board of directors. Support the chief risk officer in the evaluation and implementation of risk mitigation strategies.

Key responsibilities

• Assist in the development and implementation of risk management policies, procedures, and strategies
• Conduct regular risk assessments to identify potential risks and vulnerabilities within the organization
• Monitor and analyze risk exposures across various business units and departments
• Prepare risk reports and presentations for senior management and the risk oversight committee/board of directors
• Support the chief risk officer in the evaluation and implementation of risk mitigation strategies
• Maintenance of ECL model/report generation
• Loan portfolio quality and loan provisioning reports, credit review reports, loan portfolio quality reports, credit scoring models, stress testing, BSP AREF monitoring

About you

• Bachelor's degree in finance, economics, business administration, or related field
• 1-2 years of relevant work experience in risk management, preferably in a banking or financial services environment
• Proficiency in conducting risk assessments
• Strong understanding of regulatory requirements related to risk management in the banking or financial services sector
• Strong analytical skills with the ability to identify and assess potential risks
• Ability to prepare clear and concise risk reports and presentations
• Proficiency in using statistical and data analysis tools to process and analyze risk-related data
• Excellent written and verbal communication skills
• Proactive and self-motivated with the ability to prioritize tasks and meet deadlines
• Reliably commute or planning to relocate before starting work