Credit Team Leader

Your new company

This established Australian lender has spent decades helping customers access asset finance solutions that fall outside traditional lending models. Through a common-sense approach to lending, the business focuses on understanding each customer's individual circumstances rather than relying solely on automated decision-making. Following significant investment in technology, operational improvements and business transformation, the organisation is entering an exciting phase of growth. With expanding broker partnerships, growing customer channels and ambitious plans for the future, this is an opportunity to join a business where your contribution will genuinely influence the next stage of its success.

Your new role

This is a unique opportunity for an experienced Credit Manager looking to lead a growing function, a Senior Credit Analyst ready to take the next step into leadership, or a lending professional from an asset finance, commercial finance or broader financial services background who has proven people leadership experience and is looking to transition into a credit leadership role. Reporting directly into senior leadership, you will be responsible for leading and developing a growing team of Credit Analysts while playing a key role in shaping the future direction, capability and performance of the credit function.

Key responsibilities include:

• Leading, mentoring and developing a team of Credit Analysts.
• Acting as the escalation point for complex lending scenarios and credit decisions.
• Building team capability, confidence and accountability.
• Supporting both direct and broker-introduced lending channels.
• Partnering closely with senior leadership on strategic initiatives and business growth.
• Improving processes, efficiencies and customer outcomes.
• Balancing customer outcomes, commercial objectives and risk management.
• Helping scale the credit function as the business continues to grow.

What you'll need to succeed

• Experience in credit assessment, lending, asset finance, commercial finance lending, or financial services envionment.
• Previous leadership experience, or a genuine desire to step into a people leadership role.
• A solutions-focused mindset with the confidence to take ownership.
• Experience coaching, mentoring or developing others.
• Ability to work effectively in a fast-paced and evolving environment.
• A passion for helping customers and finding practical lending solutions.
• Asset finance experience will be highly regarded but is not essential.

What you'll get in return

• Leadership opportunity with genuine influence across the business.
• Direct access to senior decision-makers.
• Opportunity to build and develop a growing team.
• Exposure to complex lending scenarios that require commercial judgement.
• Clear career progression opportunities as the business continues to scale.
• Highly autonomous role where your ideas will be valued.
• Monthly performance-based bonuses.
• Wellness days and additional birthday leave.
• Ongoing training, coaching and development.
• Regular team events and a collaborative culture.

What you need to do now

If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV.

If this job isn't quite right for you, but you are looking for a new position, please contact us for a confidential discussion on your career.