Credit Underwriter

About You & the Role

As a Credit Underwriter under the Institutional Banking Segment , you will support business growth by assessing creditworthiness, identifying key risks, and providing sound credit recommendations that enable informed lending decisions.

What You Will Be Doing

• Prepare new, renewal, and interim credit memoranda for institutional banking clients.
• Conduct credit, financial, and risk analysis to evaluate borrowers and transactions.
• Identify material risks and recommend appropriate mitigating measures.
• Present credit recommendations and collaborate with business and risk partners.
• Review borrower risk ratings and ensure compliance with credit policies and standards.

What Success Looks Like

• Delivers timely, accurate, and well-supported credit recommendations.
• Produces sound financial and credit analyses that support quality lending decisions.
• Effectively identifies and communicates material risks and policy deviations.
• Demonstrates strong attention to detail and early risk recognition.
• Maintains high standards of credit quality and policy compliance.

Qualifications We Value

• Bachelor's degree in Accounting, Finance, Economics, Business, or a related field. CPA, CFA, or MBA is an advantage.
• At least three (3) years of experience in corporate credit analysis within a financial institution.
• Strong knowledge of credit analysis, financial analysis, and financial modeling.
• Excellent analytical skills with keen attention to detail.
• Auditing experience is an advantage but not required.

What You Can Expect Here

• Exposure to complex corporate and institutional banking transactions.
• Opportunities to deepen your expertise in credit underwriting and risk assessment.
• Collaboration with business, risk, legal, compliance, and audit teams.
• Hands-on experience in financial analysis, financial modeling, and credit decision-making.
• A dynamic environment that supports continuous learning and career growth.

Apply Now

Ready to build a career in credit and risk management? Join us and play a key role in supporting sound lending decisions that drive business growth.